Mortgage Underwriter Job at Quest Financial, Roswell, GA

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  • Quest Financial
  • Roswell, GA

Job Description

This candidate will be responsible for the entire end-to-end mortgage loan process. They will gather and process all loan documentation and ensure compliance with policy, regulatory, and loan terms.

Will start IN-Office to train and once all trained, switch to a Hybrid schedule...

$23-24hr with Bonus structure tiers!!!

Duties:

  • This position is responsible for processing and managing a pipeline to meet average 21 day closing deadlines.
  • The pipeline will consist of Conventional, FHA, VA & Non-QM loans.
  • Willingness to communicate directly with Borrowers, LO’s, Real Estate Agents & 3rd party vendors is required.
  • Must be able to calculate income and analyze all supporting documentation for compliance and loan eligibility.
  • Concise and accurate input of data into Encompass.
  • Send and follow-up on verifications to employers, banks, creditors, etc.
  • Submit a complete and accurate file to underwriting.
  • Redisclose within 3 days of a valid change of circumstance.

Requirements:

  • Minimum of 5+ years experience processing mortgage loans.
  • Highly organized and proactive; able to meet deadlines in a fast-paced environment.
  • Solid working knowledge of DU/LP.
  • Experience utilizing Encompass is required.
  • Excellent oral and written communication skills, problem solving skills to research and resolve discrepancies.
  • Experience and knowledge of conventional, FHA and VA loans guidelines required.
  • Experience in disclosures a plus.

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